Product Coverage

With AmCash Guarantee 21, now you may enjoy...

Minimum age of entry

: 1 years old

Maximum age of entry : 50 years old

Policy/Premium Term : 21 years

Minimum sum assured : RM10,000



Other Benefits

Guaranteed Premium

Your basic premium rate shall remain the same throughout the entire duration of your protection.



Policy Loan

You can take up policy loan in times of need after the policy has cash value.



Optional Protection Riders

Enhance your protection by attaching rider(s) to this plan. The riders include: Deferred Disability Income (DDI), Payor Benefit Rider (PBR), Payor Level Term Rider (PLTR), Payor Dread Disease Waiver of Premium (PDWP), Payor Critical Illness Term Rider (PCIT), Level Term Rider (LTR), Critical Illness Term Rider (CIT), Hospital Benefi t Rider (HBR), Health Management Rider (HMR), Maternity Rider (MR), Accidental Death Benefi t (AB), Comprehensive Accident Indemnity (CAI) and Dread Disease Waiver of Premium for TANR & LTR (DWPD).



Enjoy discounts on your premiums for sum assureds above RM50,000



Premiums paid are tax deductible



Cash Dividends are projected to accumulate at 6.5% p.a.



Pay advance premium for the policy and enjoy the interest rate currently at 4% p.a.



Enjoy the flexibility of withdrawing the advance premium paid