Three different companies work under the Cigna name and they all provide services in the health domain. Thus, Cigna dental insurance falls in the range of activity of Cigna Health Care; the packages they offer are designed to suit the needs of employers who want to provide health insurance benefits to their employees. As for the dental insurance plans available, they do vary in extent and costs; most of the time, employers that work with Cigna can give several alternatives to their employees to choose from. If you are in the position to decide which is the best option for you, get informed on all the plans in the first place.
A DHMO Cigna dental insurance plan, for instance, will allow one to go to any dentist from the companys network. There is no yearly maximum included, you have no deductible to meet, and claims do not require filing. The coverage range of this insurance category includes regular exams and cleanings as well as braces and other orthodontic services. In case you want to see a doctor outside the network and still have coverage for the interventions, choose the PPO Cigna dental insurance. Deductibles are required for such a dental plan as well as an annual dollar maximum.
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