HDFC Premium Guarantee Plan is an insurance plan that comes with twin advantage of protection and return of premiums* on maturity. So, you can enjoy life knowing that your family's financial independence is secure even in your absence. And your premiums are yours on your survival at maturity. High cover at a very nominal cost. Flexibility to choose the Sum Assured. Return of all your premiums paid on maturity. Tax benefits under sections 80C and 10(10D) of Income Tax Act, 1961. Posted ID-hdfc96